Local Lender List
The Arvada Economic Development Association works with traditional and non-traditional lenders to assist businesses with access to capital. If we can help connect you to any of the lenders listed below or connect you to resources to prepare you to meet with lenders, please contact us.
Lenders: If you’re interested in being listed here or have updates to your lender profile, please contact us at [email protected]
| Lender Name | Product Types | Specialties | Unique Offerings | Notes |
| Alpine Bank | Business loans for real estate, equipment, and working capital, SBA loans | Aerospace and defense manufacturing, food & beverage manufacturing, machinery & equipment | Local decision-making for loans resulting in quicker turnaround time. Green loans for businesses. | Local Colorado bank |
| B:Side Capital | SBA 504 loans, small business loans ranging from $5k-$5.5 million. SBA loans typically start at Prime Rate plus a margin | SBA Preferred Lender, economic development partnerships | Offers SBA 504 loans with below-market rates for business real estate and equipment | Expertise in financing small and growing businesses |
| Bank of Colorado | Commercial loans, business lines of credit, and equipment financing | Agriculture loans, rural business development | Custom financing for agriculture-related businesses and rural employers | Local branches throughout Colorado |
| Canvas Credit Union | Business loans, commercial real estate loans | Small business support, Colorado-focused lending | Quick approvals for business equipment and property purchases | Offices throughout Colorado |
| CEDS Finance | SBA 504 loans, microloans up to $50,000, including low-interest and Islamic-compliant financing | Underserved communities, startups and existing businesses, immigrants and refugees | Provides small business loans to underserved entrepreneurs and startups | Focus on underserved entrepreneurs in Colorado |
| CHFA (Colorado Housing and Finance Authority) | Small business loans, commercial real estate loans | Affordable development for businesses, workforce housing projects, and manufacturing programs | Offers tax credit programs to incentivize development and employer investments | www.chfainfo.com |
| CLIMBER Loan Fund | Small business loans up to $500,000 | Pandemic recovery, underserved businesses | Fixed-rate loans for employers with 5–99 employees | Collaborative state-wide initiative supporting businesses |
| Colorado Enterprise Fund | SBA microloans, small business loans up to $500,000 | Underserved businesses, startups, and entrepreneurs | Business coaching and loans as small as $1,000 for early-stage companies | Mission-driven lender focused on inclusivity |
| Energize Colorado | Small business loans, recovery funding up to $150k | Recovery funding, early-stage businesses, women- and minority-owned companies. Good for loan-ready clients. Low interest rates | Disaster recovery grants and flexible loans for employers post-crisis | www.energizecolorado.com ; Largest lender in CLIMBER |
| Ent Credit Union | Business loans, equipment loans, working capital lines of credit | Local employers, manufacturing & construction, and business over two years old | Low-interest business loans with tailored repayment terms | Colorado-based credit union with Work Place Partner program |
| FirstBank | Business loans, SBA loans, commercial real estate loans | Small business loans, real estate lending | Loans for energy-efficient building upgrades for businesses | Regional focus with exceptional customer service |
| First Citizens Bank | Business loans, SBA loans, commercial real estate loans, working capital lines | Small and medium-sized businesses, healthcare, and professional services. Good for manufacturing, medical, dental, construction & TI, owner/user deals | Offers specialized loan options for healthcare providers and cash management tools for employers | Strong focus on combining traditional banking with modern tech tools |
| Huntington Bank | SBA Loans, business lines of credit, term loans. | Minority, women, and veteran-owned businesses, start-ups, expansions and acquisitions | Lift Local: This initiative supports minority-, woman-, and veteran-owned businesses with loan options, business planning assistance, and free financial courses. | #1 SBA lender in number of loans |
| KeyBank | SBA loans, commercial real estate, lines of credit | Large-scale commercial projects, healthcare and nonprofit financing | Key4Women program supporting women entrepreneurs | Offices in Denver and Boulder areas |
| MidFirst Bank | Commercial loans, equipment financing, healthcare loans | Healthcare and professional service providers, manufacturing, real estate sales | Tailored financing for medical practices and professional service businesses | Strong focus on middle-market businesses |
| On Tap Credit Union | Business loans, working capital loans, equipment financing | Beverage industry financing | Unique loan options for breweries and food service companies | Originally founded to serve Coors employees |
| Partner Credit Union | Business loans, equipment loans, SBA loans | Local business lending, member-focused services | Low-cost SBA loan options for startups and small businesses | Local credit union with community reinvestment initiatives |
| Prairie Rose Development | Kiva microfinance loans | Startups, immigrant-owned businesses, early stage and growing small businesses | Kiva Loan Program- 0% no fee, crowd-funded loans in the range of $1k-$15,000 | No minimum credit score or collateral required. |
| Rocky Mountain Credit Union | Business loans, working capital lines, commercial mortgages | Community-focused businesses, real estate lending | Easy online applications for business loans up to $250,000 | Strong community engagement in Colorado markets |
| Rocky Mountain Finance Institute | Business loans, commercial real estate loans, equipment financing | Small businesses, startups, rural businesses | Offers tailored financial education and consulting alongside loans for small businesse | Specialized in supporting rural and underserved communities in Colorado |
| Sunflower Bank | Commercial loans, SBA loans, equipment financing | Healthcare, agriculture, and business expansion | Industry-specific lending programs for healthcare and agribusiness | Strong presence in Colorado and the Southwest |
| U.S. Bank | Small business loans, commercial mortgages, working capital | Wide range of business banking solutions | Robust online banking tools for employers and business owners | Nationwide presence, strong tech integration |
| Vectra Bank Colorado | SBA loans, commercial loans, equipment loans | Small business growth, healthcare and manufacturing | Dedicated business bankers for industry-specific funding needs | Regional expertise in Colorado markets |
| Wells Fargo | Small business loans, construction loans, lines of credit | Business property development, equipment leasing | Flexible renovation loans for expanding commercial spaces | Nationwide bank with a strong presence in Colorado |